Following a car accident, you may have taken the proper steps to protect your rights. Now you’re left wondering if your accident was severe enough to file a personal injury claim to pursue compensation. There are a few essential things to consider when it comes to whether or not you should sue the other party involved in your accident.
You Often Can’t Trust Insurance Companies
Car accidents are handled through each party’s insurance company. While these companies are paid to defend and represent the best interests of their policyholders, the truth is, this rarely happens.
Insurance companies are in the business of making money, and this often means they will cut corners to reduce costs wherever they can. Unfortunately, the most common targets for these cuts are their policyholders. Insurance companies routinely offer payout amounts that are much lower than what their clients deserve. These low-ball offers allow insurance companies to settle claims early while saving money.
Calculate Your Estimated Total Economic and Non-Economic Damages
Now that you know that insurance companies don’t always have your best interest in mind, you may want to put together an estimated total of the costs associated with your accident. Doing so will help ensure that you don’t accept an offer significantly lower than what you deserve.
If you do happen to receive a low-ball offer, you can then sue the negligent driver to recover the total amount you are owed and deserve.
Some of the things you may recover compensation for following an accident include:
Lost current and future wages
Pain & suffering
Loss of enjoyment
Loss of family relations
Recovery from these damages can help bring you the compensation you need to return to your pre-accident lifestyle to the best of your ability.
Don’t Wait too Long
Don’t wait to file a personal injury case if you believe that your accident is worth pursuing additional compensation. In California, the statute of limitations on a car accident is typically between two or three years, depending on the type of damages you’re looking to recover. After this window passes, you may lose your rights to file a personal injury case forever.
Don’t wait until the last minute to pursue the compensation you deserve to help get you back to your best life possible.
Gathering facts and building a strong case to fight for the compensation you deserve takes time. The earlier you can begin the process with your trusted Sacramento car accident attorney, the better your chances are at receiving the maximum possible compensation.