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Why Would an Insurance Adjuster Deny My Claim?

injured man filing a claim

We know by now that insurance adjusters are looking out for their own profits. Unfortunately, with their focus on money, they deny claims more often than they should. Insurance adjusters deny claims even when they are legitimate.

Several issues can arise during the claims-filing process, and having a lawyer is crucial. However, you should know the reasons why an insurance adjuster may deny your claim and what you can do in the event you need to pursue additional legal action.

Putting Profit Over People

Insurance adjusters are hired and trained with one purpose: pay out as little as possible and keep profits up. Claims threaten those profits, costing insurance companies millions of dollars each year. Because of this, insurance adjusters are quick to deny claims or offer low-ball settlements.

Insurance companies try to convince you that you can only recover a certain amount. While they would prefer to deny your claim completely, they consider it a win if they can get you to accept much less than you would receive if you had gone to trial and obtained compensation with a lawyer on your side.

An insurance adjuster may deny your claim because of statements you make during the process. Insurance adjusters may use recorded statements against you, and you need to be cautious of your statements and actions after the crash occurs.

Unethical Tactics

Insurance adjusters only act like they’re concerned with your needs. In reality, they would rather do whatever it takes to deny your claim, even through unethical means. Unfortunately, while you may have some reservations about hiring legal counsel, it helps your case substantially to have someone who knows how to combat trained professionals in the insurance industry.

Our Sacramento car accident attorneys are here for you. When you need skilled legal counsel, choose Piering Law Firm to be your trusted advocates. We go the extra mile to protect your rights every step of the way.

For a free consultation, call our firm at (916) 476-2399 today.

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