Skip to Content
Bad Faith Claims

Sacramento Bad Faith Insurance Claim Lawyers

What Is a Bad Faith Insurance Claim?

If you have a valid and enforceable insurance policy in California, the insurance company owes you an implied covenant of good faith and fair dealing. This means that it must handle your claim fairly and reasonably. Acting in "bad faith" may involve the insurance company denying benefits to which you are entitled.

If you believe your insurance company acted in bad faith in handling your insurance claim in the Sacramento area, you should obtain the assistance of the experienced Sacramento bad faith insurance claim attorneys at Piering Law Firm.

Examples of Bad Faith Insurance Claims

Under California law, bad faith can take a variety of forms. If you feel like your insurance company is handling your claim unreasonably, there may be an issue of bad faith.

Below are some common examples of bad faith:

  • Failure to investigate: You pay for insurance coverage for a reason and expect your insurance company to try to help you, not attempt to avoid paying your claim. The insurance company has a duty to investigate your claim thoroughly and failure to do so may constitute bad faith.
  • Failure to authorize or pay for necessary medical treatment: If a medical professional deems you need certain treatment after an accident and the insurance company claims it is not medically necessary, this is an act of bad faith.
  • Failure to follow California insurance regulations: In California, the California Department of Insurance makes regulations that insurance companies are required to follow. The California Fair Claims Settlement Practices Regulations specifically sets for particular requirements for insurance adjusters when they process your claim. Failure to follow these regulations may be bad faith.
  • Refusing a valid claim or offering less than you are owed: An insurance company cannot decline payment of your claim with an unreasonable justification or no explanation at all. The insurance company is obligated to pay the full value of your claim. Either of these actions likely qualifies as bad faith by the insurance company.
  • Delaying in answering your claim: An insurance company is generally expected to accept or deny your claim within 40 days. An unreasonable or unjustified delay can be the basis for a bad faith claim.
  • Failure to provide legal representation if you get sued: Most insurance policies contain a duty of the insurance company to defend if you are sued for an incident covered under your policy. It is bad faith for your insurance company to refuse to pay for an attorney and other costs necessary to defend you.
  • Refusing to pay after the California Department of Insurance has determined your claim to be valid: When the California Department of Insurance has gotten involved and has determined that you have a valid claim under your policy, some insurance companies will still refuse to pay. If this happens, you will want to get assistance from a qualified lawyer to pursue a bad faith claim.
  • “I couldn't of asked for a better lawyer to represent me.”

    I was referred to John due to a car accident. I couldn't of asked for a better lawyer to represent me. He was very involved from beginning to end making sure I understood the process and that I got the medical treatment I needed. 

    - Nicolle M.
  • “High Level of Expertise, Professionalism and Consistency”
    “They relieved me of a lot of stress by taking on my case. I am very much pleased with our results and it was worth working with this amazing group of individuals.”
    - Angelique Y.
  • “The Best Help You Can Get”

    If anyone has been injured from an accident and needs help, Piering Law Firm is who you need to reach out to. Not only are they helpful, they will educate you about your situation and help you get the best treatment you need for your road to r

    - Ricky Y.
  • “Amazing work they did for me. Very helpful threw the whole process.”

    Was a long road. Amazing work they did for me. Very helpful threw the whole process. Communicate very well. Thank you for all your help. A success!

    - Chris P.
  • “Knowledgeable, Talented, Honest and Extremely Experienced”

    Rob Piering and his team built a strong case for me, they followed up and supported the case and myself all throughout. Rob and his team are knowledgeable, talented, honest and extremely experienced. They were available on a daily basis and re

    - Elizabeth D.
  • “Available 24/7”

    Rob Piering was my lawyer in an accident lawsuit. I couldn't have asked for better representation. Rob and his staff at Piering Law Firm are super knowledgeable and are amazing at what they do. He is quick to respond and very personable. He wa

    - Kayla R.
  • “Truly Cared for Me”

    I was recommended to John Beals by a friend. John educated me about the automotive claims process, but it was his advocacy for me that really stands out. He truly cared for me through encouragement to have my health professionals really look f

    - Dale D.
  • “Knowledgeable, Responsive, and Eager to Help”

    I thought it would be a smooth process to deal with insurance company on my own. I was dead wrong. The insurance company took advantage of my perceived ignorance. John Beal at Piering Law Firm took control of a downward spiraling settlement an

    - Eric C.

Our Settlements & Verdicts

Piering Law Firm Has Achieved Notable Results in a Wide Range of Cases
  • $8,325,000 Wrongful Death
  • $7,500,000 Confidential Defective Product
  • $5,000,000 Wrongful Death
  • $4,893,830 Wrongful Death
  • $4,730,000 Wrongful Death Trucking Accident
  • $3,609,600 Knee Amputation